Question 1

Is Loan Salaah a bank or an NBFC?

Accepted Answer

No. Loan Salaah is a Direct Selling Agent (DSA) and facilitator. We compare loan and credit card offers from our partner banks and NBFCs and help you structure a strong application. Every lending or card-issuance decision is made solely by the bank or NBFC.

Question 2

Are the interest rates shown on this website final?

Accepted Answer

No — all rates on this site are indicative starting rates. Your final rate depends on your credit profile, income, the product and the lender's assessment at the time you apply.

Question 3

Do you check or calculate my CIBIL score?

Accepted Answer

Never. We are not a credit bureau — we do not pull, calculate or estimate credit scores. Our calculators run entirely on your device and an enquiry is not an application. Only when you formally apply does the bank or card issuer check your credit report as part of their own process.

Question 4

What happens after I submit an enquiry?

Accepted Answer

A Loan Salaah advisor calls you to understand your requirement, shortlists suitable banks or card issuers from our partner network, and helps you prepare documents and the application. You always see the offer before you accept it.